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Velox24 is the fast and simple way to acquire your auto insurance. It is an insurance policy that you can tailor to fit your needs. With Velox24, you can choose from a variety of coverage options.

The following 5 options are standard industry recommendations that we have chosen to make your purchase easier, offering options from compulsory to full coverage.

Minimum Coverage

The equivalent to compulsory insurance. Only covers up to $4,000 in other vehicles’ physical damage expenses. Does not cover damage expenses for your own vehicle.

Liability Only

A wider coverage plan that includes bodily harm to others and physical damage to other people’s vehicles in an accident. Limits are $150,000 per person/$300,000 per accident for bodily injuries, and $50,000 for physical harm. Does not cover damage to your own vehicle.

Full Cover

Includes all 4 major plans: Bodily Injury, Physical Damage, Collision Damage and Comprehensive. Limits are $150,000 per person / $300,000 per accident that involve bodily injuries, and $50,000 for physical damage to the property of others. It also includes payments for damages caused by collisions or others causes, like theft, vandalism, flood and fire, among others.

Full Cover Plus

Full cover policy with much higher limits in Bodily Injury coverage and Physical Damage, and a significantly lower deductible in Collision Damage and Comprehensive coverage. Standard limits are $250,000 per person/$500,000 per accident for bodily injuries and $250,000 for physical damage to the property of others.

Double Interest*

This policy is specifically written for clients who are in the process of purchasing a new vehicle through an auto loan with a financial institution. The policy covers physical damages to the vehicle, including (but not limited to) collision, theft, vandalism, fire and flood. This type of insurance does not cover third party claims for bodily injury or property damage for which the insured is liable. The policy period follows the duration of the loan term, and the premium is included in the loan’s monthly installments.

*To quote and buy your double interest policy, please call Velox24 at 787-777-5050.

Once you quote your car insurance, pick one of the 4 options to view the price. If you need more coverage, simply change the limits and/or deductibles of each coverage.