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At Velox24, we are committed to protecting your privacy and gaining your trust. This commitment is very important to us.

The following notice describes the personal information we collect about you and how we use and protect it. This Privacy Policy solely applies to actions permitted and performed by Velox24 Insurance Agency LLC.

Summary

This section summarizes our privacy policy.

• We gather information from you, your transactions with us, and outside sources
• We strictly protect information about ALL our policyholders
• We use your information only to conduct our business and provide you with insurance
• We will not share your information with others
• We limit access to your information and use safeguards to help protect it
• Our privacy policy is still enforced, even when you are no longer a Velox24 customer

The Information We Collect

Non-public, personally identifiable information ("Information") is information that individually identifies you and is not available to the general public. We collect this information in order to be able to quote and service your auto insurance policy. The following sections tell you more about how and when we collect your information.

Information We Obtain From You

During the quoting, application, or claims handling processes you may give us Information such as your:
• name
• address
• phone number
• email address
• Social Security number
• driver's license number
• date of birth

Information About Your Transactions

We may collect information about your transactions and experiences with us and others, such as your payment history, claims, coverage, and vehicle changes.

Information from Third Parties

We may receive information about you from consumer reporting agencies, which provide us with motor vehicle reports, claim reports, and/or credit information where permitted by law. When you ask for a rate quotation, we may obtain credit information.

Our sales and service representatives do not have access to the details of your credit information. If you commit to purchase a policy, we may also confirm your motor vehicle record and claims history. As permitted by law, we may also review your motor vehicle record, claims history, and/or credit information in connection with any renewal.

Location Services for Mobile Apps

Your current location may only be determined if you choose to use the function on our apps to determine your current location. If you allow your location to be obtained using a Velox24 application, we will use this information to return your estimated location. We use this information solely to distinguish your current location and not to identify you. We do not save this data nor disclose it to any third parties. Velox24 does not automatically track your location when you use our application.

Access and Correction of Personal Information

You have the right to access and correct the personal information that we have collected about you at any time. Upon your request, we will provide you with a notice of our insurance information practices that describes how these rights may be exercised. We make sure we take the reasonable and necessary steps to verify the accuracy of the personal information in provided in our records.

The Information We Disclose

Information about our customers or former customers will only be disclosed as permitted or required by law. Information about you that has been collected is maintained in your policy and/or claims records. We use this information to process and service your policy; to settle claims; with your consent; or as directed by you. We may also disclose it to persons or organizations as necessary to perform transactions you request or authorize. Information about our former customers and about individuals who have obtained quotes from us is safeguarded to the same extent as Information about our current policyholders.

Following are some examples of how we may disclose Information:
We may exchange information about you with our agents, investigators, appraisers, attorneys, and other persons who are or will become involved in processing your application and servicing your policy or any claims you may make. When you are involved in a claim, policy information is also provided to adjusters and the businesses that will repair your vehicle.

We may share information with persons or organizations that we have determined need the Information to perform a business, professional, or insurance function for us. These include businesses that help us with administrative functions. All of these entities are obligated to keep the Information that we provide to them confidential and to use the Information only for the purpose for which the Information was provided.

Information may be provided to organizations conducting actuarial research or audits. In this case, you will not be individually identified in any research report. The organization must agree not to redisclose the information and the information will be returned to us or destroyed when it is no longer needed.

We may also share your Information for other permitted purposes, including:
• with another insurance company if you are involved in an accident with their insured
• with reinsurers
• with insurance-support organizations that detect and prevent fraud
• with professionals or institutions in order to verify coverage or conduct operations or services audits
• with the state insurance department or other governmental or law enforcement authorities if required by law or to protect our legal interests or in cases of suspected fraud or illegal activities
• if ordered by a subpoena, search warrant or other court order

Confidentiality and Security

We restrict access to your information to employees who we have determined need it in order to provide products or services to you. We train our employees to safeguard customer information, and we require them to sign confidentiality and non-disclosure agreements. We maintain strict physical, electronic, and procedural safeguards to protect your information from unauthorized access by third parties.

Additional Information for Our Internet Users

We constantly strive to improve customer experience at Velox24.com. It is of great interest to us to find out information on what our visitors like and do not like about our site, how visitors navigate the page, and what issues could be improved. We may gather data on how users navigate our site so we can make Velox24.com a simpler place to buy your insurance. Our tools may gather data such as what browser is being used or even what pages are most popular.

We may use cookies to improve your experience while using Velox24.com. Cookies are small files that are stored on your computer, and do not contain any personally identifiable information about you. Cookies enable us to personalize your experience when you return to Velox24.com, and may be required for certain portions of our website. Most browsers allow you to choose whether you accept cookies or not. If you don't use cookies, you may not be able to use certain site features or functions, such as the "remember me" function for policyholders, that lets you store your User ID so you don't have to input it every time you log in from the same computer.

Velox24.com may place small pieces of computer code (embedded objects) on our pages to help our advertising partners count how many customers they referred to our site. We may use these objects to track how many referred customers actually get a rate quotation. We may also use objects placed on other sites to monitor your exposure to our advertising or other offers online. These objects don't collect any personally identifiable information about you.

We also provide some links to third-party websites that are not owned by Velox24. Velox24 has no control over their privacy practices and doe snot assume any responsibility in connection with your use of their websites. We recommend that you check the privacy policy of any website before providing any personally identifiable information.

Changes to This Privacy Policy

In looking to improve our website, we may modify our privacy policy from time to time. That being said, the most recent and improved version will always be the version posted in this page. All of our policyholders receive a copy of our privacy policy at least once per year. In the event we do make significant changes to our privacy policy, all of our policyholders will receive a copy as well.

What to Do if You Have Privacy or Security Concerns

If you have any concerns about privacy or security at Velox24.com, please do not hesitate to contact us:

Phone: 787.777.5050

Email: info@velox24.com